1. The Director of Insurance is the Head of the Department.
2. The Director is assisted by the Joint Directors, Deputy Directors, Assistant Directors followed by non Gazetted Officers and Office Sub Ordinates.
3. The Department has the following Cadre Strength.

S.No	Name of the Category	Cadre  Strength	Presently Working Strength
1	Director	01	01
2	Joint Director	07	06
3	Deputy Director	06	06
4	Asst. Director	17	17
5	Superintendent	82	77
6	Senior Accountant	336	144
7	Junior Accountant	48	34
8	Typist	11	0
9	Bradma Operator	13	02
10	Telephone Operator	02	02
11	Lift Operator	02	01
12	Electrician	03	03
13	Cashier	05	04
14	Driver	02	02
15	Record Assistant	02	02
16	Operator cum Mechanic	01	01
17	Office Subordinates	65	60
18	Allwyn Worker	03	03
	Total	606	365

1. Supervision of District Insurance Offices.
2. Consolidation and Submission of budget estimates and distribution of budget under management expenses, loans and claims.
3. Review of progress made by District Insurance Offices.
4. Printing and supply of departmental forms and stationery articles.
5. Evolving procedures, modifications, deletions, etc...
6. Issue of clarifications/guidelines to DIO’s.
7. Implementation of Government orders issued from time to time.
8. Preparation of Proforma Accounts and Movement Schedule work.
9. Declaration of bonus.
10. Administration of A.P. State Employees Group Insurance Scheme.
11. Maintenance of Insurance building complex.

1. Issue of Policies.
2. Posting of Schedule Premiums.
3. Sanction of Loans.
4. Settlement of Claims.
5. Preparation of data for Proforma Accounts, Reserve Accounts, Movement Schedule work for declaration of bonus.

1. The Government employees who have completed one year service and who are between 21 and 48 years of age are eligible for taking   APGLI Policies.
2. The APGLI Department issues only Endowment Policies which mature one day before attaining(58) years of age.
3. APGLI policies do not lapse.
4. The Premium rates are low.
5. APGLI Premium is exempted from income tax under section 80C.
6. Attractive Bonus rates.
7. The present rate of Bonus is Rs 100/- for every Rs 1000/- Sum Assured per annum.
8. The Loans are sanctioned up to 90% of Surrender Value.
9. Only Simple Interest of 9% per annum is charged against loans sanctioned.
10. In case of maturity of the policy, the total Sum Assured and Bonus till Date of Maturity are paid to the policy holder.
11. If the Policy Holder ceases to be Government servant, and decides to surrender the policy by discontinuing the payment of Premium, the subscriber will be paid the Surrender Value and the eligible Bonus.
12. In case of Death of policy holder before maturity of the policy, the full Sum Assured along with Bonus till date of death are paid to the legal heirs.

1. The following are the compulsory Premium Slab Rates:

Pay Slabs (In Rupees)	Compulsory Premium Rate (In Rupees)
6700-8440	250
8441-10900	350
10901-14860	450
14861-18030	600
18031-25600	750
25601 and above	1000

2. Irrespective of the above Slab Rates, an employee can contribute Premium maximum upto 20% of his/her present basic pay subject to medical examination, if required.

1. After deduction of first Premium, the employee has to fill up and submit a proposal form duly signed and attested by his/her DDO/Head of office for obtaining APGLI policy.
2. In respect of second or subsequent policies also, the policy holder has to submit proposal forms and obtain subsequent policies.
3. Only premium payment without submission of proposal form will not give any risk coverage or monetary benefit to the subscriber and such payments will be treated as unauthorized amounts which will be refunded on application with out any interest or bonus.
4. Employees who have completed (48) years of age are not eligible to take APGLI policies(first or subsequent).
5. Proposals submitted after(48) years of age will not be considered for issue of policies even if premiums are paid prior to 48 years of age.

1. Head of the Account of APGLI Department:

8011-105-01.

Major Head 8011 – Insurance and Pension Funds.

MH 105 – State Government Insurance Fund.

SH (01) – Andhra Pradesh State Government Life Insurance Fund.

2. The premium is recovered at source in the salary bills of the employees and the details are sent through schedules.

3. The employees whose salaries are not paid through Treasury/PAO and who have to pay the premium through Challan have to credit the premium to the above head of the account.

4. Please quote the department service head and also DDO number in the Challan.

1. The employee has to request his/her DDO to deduct One rupee extra in addition to regular premium in the salary schedules for one time only.
2. After deduction, the employee has to submit a declaration form on a paper stating that he/she has lost the policy or the policy is destroyed and that he/she has not mortgaged the policy anywhere. This declaration has to be signed by him/her and attested by DDO / Head of the Office.
3. The employee has to submit the above declaration form along with the copy of the monthly schedule to the respective District Insurance Office for obtaining the duplicate policy.